All products, services, and digital materials offered by Luis Moran, MRN Network LLC, and all affiliates are considered final sale and subject to the following refund terms:

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1. Refund Eligibility Window

   • Refunds are only available within 10 calendar days from the date of purchase.

   • After this 10-day period, no refunds will be issued under any circumstances.

2. Digital Products & Fulfillment Responsibility

   • All products sold are digital downloads and are delivered via automated email fulfillment systems.

   • It is the customer’s responsibility to access, download, and save their purchased products.

   • If a fulfillment email is not received, the customer is responsible for contacting support within the refund period so that access can be resent. Failure to request assistance within this timeframe does not qualify for a refund.

3. Non-Refundable Situations
   Refunds will not be granted for any of the following reasons:

   • Failure to check or access email inboxes (including spam/junk folders).

   • Claims of non-use or delayed use of the product.

   • Buyer’s remorse, change of mind, or financial hardship.

   • Technical difficulties on the customer’s end (device incompatibility, internet issues, etc.) once the product has been successfully delivered.

4. Chargebacks & Unauthorized Disputes

   • By completing a purchase, the customer agrees not to initiate a chargeback or payment dispute for reasons covered by this Refund Policy.

   • All chargebacks will be disputed with full evidence of delivery, download access, and this Refund Policy.

   • Customers who file false or fraudulent disputes may be subject to removal from all MRN Network programs, forfeiture of product access, and potential legal action.

5. Legal Protection

   • This Refund Policy applies to all purchases made directly from Luis Moran, MRN Network LLC, and affiliates.

   • By purchasing, the customer acknowledges they have read, understood, and agreed to these terms.